Independent Insurance Agency Serving Youngstown
Moliterno Insurance Agency helps Youngstown homeowners, renters, drivers and business owners compare coverage from multiple carriers, with a local agency that reviews your options with you every year.
Local Roots, Independent Options

I was born and raised in Canfield, graduated from Youngstown State University and have been licensed in insurance since 2012. I opened my agency in 2017 as a captive agent with one company. Making the move to independent means my clients aren’t limited to one company’s price or coverage.
Today my team and I work with families and businesses across Youngstown and the Mahoning Valley from our office at 211 S Main St in Poland, a short drive from downtown. I’m also a past president of the Poland Rotary Club.
David Moliterno, owner, Moliterno Insurance Agency
Coverage for Youngstown
Home
Homeowners coverage for your house, belongings and liability. We compare carriers and look at details like roof terms and replacement cost with you.
Auto
Auto coverage for one car or the whole household. Bundling with your home or renters policy often opens up more options.
Renters & Condo
Renting near campus, downtown or anywhere in the city? Renters coverage helps protect your belongings and your liability.
Business & Commercial
Business owner policies, general liability, commercial auto and more, compared across multiple carriers to fit the way your business runs.
Umbrella & Landlord
Extra liability above your home and auto, plus coverage for rental properties you own.
Life
Life insurance to help protect your family and your home, with term and permanent options reviewed with you.
Have land or a hobby farm outside the city? We work with farms too. See our farm insurance page.
New to Youngstown?
Moving here for school, a residency or a new job? If you’re registering a vehicle in Ohio or renting your first place here, we can help you set up coverage that fits Ohio requirements, and look at your auto and renters together.
Why an Independent Agency
- Multiple carriers compared for your home, auto and business, not just one company’s price.
- Home and auto reviewed together, so nothing falls through the cracks.
- A review every year, so your coverage keeps up as life changes.
- Your choice of how we meet: by phone, in person or online.
What Our Clients Say
★★★★★
“David offers a fair and honest review of your policy. He really cares about making sure you understand your policies.”
Tibitha M. · Google review
★★★★★
“David was very helpful in helping us obtain new homeowners insurance at a better price than we were paying. We also bundled our automobile insurance and switched to David…”
Roger J. · Google review






Let’s review your coverage
Call or text my office, or request a proposal and we’ll reach out to get the details.
Call or Text 234-254-5660Request a ProposalFrequently Asked Questions
Do I have to come to your office?
No. We meet by phone, in person at our Poland office or online, whatever works best for you.
Do you only work with clients in Youngstown?
No. We work with clients across the Mahoning Valley and throughout Ohio, Pennsylvania, Indiana and West Virginia.
What is an independent insurance agency?
An independent agency works with multiple insurance companies instead of just one, so we can compare options for you and help you choose what fits.
Coverage is subject to carrier approval and policy terms. Availability varies by carrier.
