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READ MOREThe best time to qualify for a life insurance policy is while you are young and healthy. It’s more than just a matter of qualifying, it could cost you thousands to delay the decision, even just a year or two. A few key factors to consider at what waiting could end up costing. I have […]
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READ MOREI just got back from our company conference in Galveston, Texas, and so my writing this email to all of you has been delayed. As I was taking in all the education, and motivation from our speakers, teachers, and fellow agents, there was something I noticed. The agencies that continually help the most families, are […]
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READ MOREAs you probably know by now, this is my FAVORITE month out of the year! I want to make “Insure your love” month more personal than just saying “if you love someone you need life insurance”. My goal for 2023 is to help more families than before understand the immense impact their life can have […]
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READ MORENew Year, New Coverage: Why It’s Important to Review Your Insurance Policies at the Beginning of the Year As the new year begins, it’s a great time to assess your insurance coverage and make sure it’s still meeting your needs. Life can change quickly, and it’s important to ensure that your insurance policies are keeping […]
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READ MOREThe objective of business continuation planning is to assist you in evaluating which of these alternatives is most suitable for your situation
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READ MOREIf you have a spouse, children and/or property, the answer is most definitely YES! The alternative is to allow the state in which you reside to determine: how your property will be distributed among your heirs
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READ MOREAll life insurance falls into one of two categories of coverage. Each category has certain characteristics that make it more suitable for certain needs:
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READ MOREYour earning power — your ability to earn an income — is your most valuable asset. Few people realize that a 30-year-old couple will earn 3.5 million dollarsby age 65 if their total family income averages $100,000 for theirentire careers, without any raises. How Much Will YOU Earn in a Lifetime? Your Future Earning Power […]
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READ MOREWhat Is a Charitable Gift? A charitable gift is a donation of cash or other property to, or for the interest of, a charitable organization. The gift is freely given with the primary intention of benefiting the charity.Whether given during lifetime or after death, charitable gifts are eligible for a tax deduction, but only if made […]
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READ MOREFOUR WAYS TO FUND A BUY-SELL PLAN There are FOUR ways to fund a buy-sell plan at an owner’s death: 1. Cash Method The purchaser(s) could accumulate sufficient cash to buy the business interest at the owner’s death. Unfortunately, it could take many years to save the necessary funds, while the full amount may be needed in […]