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READ MOREThe objective of business continuation planning is to assist you in evaluating which of these alternatives is most suitable for your situation
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READ MORESmall Business Saturday might be over, but so many businesses in the are still rely so much on our continued support as individuals and as a community. We want to keep the encouragement and support going.
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READ MOREIf you have a spouse, children and/or property, the answer is most definitely YES! The alternative is to allow the state in which you reside to determine: how your property will be distributed among your heirs
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READ MOREWe hope that you have a fantastic Holiday Season! With that being said we will begin this week with limited holiday hours. Closed Thanksgiving…
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READ MOREAll life insurance falls into one of two categories of coverage. Each category has certain characteristics that make it more suitable for certain needs:
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READ MOREIt is our goal to help service all of our clients navigate the confusing questions surrounding their insurance coverage. Please enjoy our interview with the Youngstown/Warren Regional Chamber.
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READ MOREYour earning power — your ability to earn an income — is your most valuable asset. Few people realize that a 30-year-old couple will earn 3.5 million dollarsby age 65 if their total family income averages $100,000 for theirentire careers, without any raises. How Much Will YOU Earn in a Lifetime? Your Future Earning Power […]
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READ MOREDAVID MOLITERNO EARNS FSCP® FINANCIAL SERVICES CERTIFIED PROFESSIONAL® DESIGNATION DAVID MOLITERNO – OWNER, MOLITERNO INSURANCE & FINANCIAL SERVICES has earned the Financial Services Certified Professional® (FSCP®) designation from The American College of Financial Services. The FSCP®program provides product and skills training as the foundation for career-long learning that helps advisors and agents succeed in their […]
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READ MOREWhat Is a Charitable Gift? A charitable gift is a donation of cash or other property to, or for the interest of, a charitable organization. The gift is freely given with the primary intention of benefiting the charity.Whether given during lifetime or after death, charitable gifts are eligible for a tax deduction, but only if made […]
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READ MOREFOUR WAYS TO FUND A BUY-SELL PLAN There are FOUR ways to fund a buy-sell plan at an owner’s death: 1. Cash Method The purchaser(s) could accumulate sufficient cash to buy the business interest at the owner’s death. Unfortunately, it could take many years to save the necessary funds, while the full amount may be needed in […]